Medicare plans in Middlesex County, NJ
49 plans are approved for Middlesex County, and 24 of them have no monthly premium. 49 carry a CMS star rating.
41.3% of the 159,468 people eligible for Medicare in Middlesex County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Clover Health Choice (PPO) Clover Health · PPO |
$0 | $9,250 | $150 | 4.5/5 | 1,952 |
| Clover Health Choice (PPO) Clover Health · PPO |
$0 | $8,500 | $0 | 4.5/5 | 4,387 |
| Clover Health Choice Giveback (PPO) Clover Health · PPO |
$0 | $8,499 | $200 | 4.5/5 | 4,357 |
| Clover Health Valor (PPO) Clover Health · PPO |
$0 | $9,250 | Not published | 4.5/5 | 40 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $9,250 | Not published | 4.5/5 | 63 |
| HumanaChoice Giveback H7617-045 (PPO) Humana · PPO |
$0 | $7,250 | $360 | 4.5/5 | 1,426 |
| Braven Medicare Salute - No Rx (PPO) Braven Health · PPO |
$0 | $7,000 | Not published | 4.0/5 | 35 |
| Aetna Medicare Eagle Giveback (HMO) Aetna Medicare · HMO |
$0 | $9,250 | Not published | 4.0/5 | 46 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare · HMO |
$0 | $9,250 | $615 | 4.0/5 | 1,600 |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | Not published | 3.5/5 | 82 |
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $520 | 3.5/5 | 3,146 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 3.5/5 | 1,954 |
| Wellcare Patriot Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $7,550 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | $615 | 3.5/5 | 110 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | $615 | 3.5/5 | 81 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 38 |
| HumanaChoice Giveback H5216-319 (PPO) Humana · PPO |
$0 | $7,250 | $360 | 3.5/5 | 765 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $8,850 | $450 | 3.5/5 | 226 |
| Humana Gold Plus H6622-100 (HMO) Humana · HMO |
$0 | $8,500 | $225 | 3.5/5 | 364 |
| AARP Medicare Advantage from UHC NJ-6 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | $600 | 3.5/5 | 1,413 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 83 |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP |
$0 | $9,250 | $340 | 3.0/5 | 45 |
| AmeriHealth Medicare Core (PPO) AmeriHealth · PPO |
$0 | $9,250 | $0 | 2.5/5 | 213 |
| AmeriHealth Medicare Ultimate (PPO) AmeriHealth · PPO |
$0 | $9,250 | $125 | 2.5/5 | 283 |
| Aetna Medicare Elite (HMO) Aetna Medicare · HMO |
$15.00 | $9,250 | $615 | 4.0/5 | 103 |
| Clover Health Choice Value (PPO) Clover Health · PPO |
$31.00 | $9,250 | $220 | 4.5/5 | 3,531 |
| Clover Health Value (HMO) Clover Health · HMO |
$31.00 | $4,500 | $200 | 4.5/5 | 201 |
| HumanaChoice H5216-461 (PPO) Humana · PPO |
$31.10 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint · HMO D-SNP |
$32.10 | $9,250 | $615 | 3.0/5 | 1,210 |
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) Wellpoint · HMO-POS D-SNP |
$32.10 | $9,250 | $615 | 3.0/5 | 200 |
| Wellcare Low Premium (HMO-POS) Wellcare · HMO-POS |
$34.00 | $9,250 | $615 | 3.5/5 | 435 |
| AmeriHealth Medicare Enhanced (PPO) AmeriHealth · PPO |
$36.00 | $7,550 | $150 | 2.5/5 | 133 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$37.20 | $9,250 | $615 | 3.5/5 | 3,914 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan · PPO I-SNP |
$40.00 | $9,250 | $615 | 5.0/5 | 102 |
| Braven Medicare Freedom (PPO) Braven Health · PPO |
$40.00 | $9,250 | $300 | 4.0/5 | 1,541 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$42.40 | $9,250 | $615 | 4.5/5 | 211 |
| Horizon NJ TotalCare (HMO D-SNP) Horizon Blue Cross Blue Shield of New Jersey · HMO D-SNP |
$42.70 | $9,250 | $615 | 4.0/5 | 1,955 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) UnitedHealthcare · PPO |
$45.00 | $7,900 | $600 | 3.5/5 | 3,244 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$45.20 | $9,250 | $615 | 3.5/5 | 151 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$54.20 | $9,250 | $615 | 3.5/5 | 817 |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$54.20 | $9,250 | $615 | 3.0/5 | 501 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) UnitedHealthcare · HMO-POS |
$62.00 | $6,700 | $420 | 3.5/5 | 748 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) UnitedHealthcare · PPO |
$72.00 | $7,550 | $600 | 3.5/5 | 4,227 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare · PPO |
$91.00 | $9,250 | $615 | 4.5/5 | 396 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$94.00 | $9,250 | $500 | 4.5/5 | 1,059 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) UnitedHealthcare · HMO-POS |
$95.00 | $6,500 | $420 | 3.5/5 | 216 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO |
$108.00 | $9,250 | $615 | 4.0/5 | 95 |
| Aetna Medicare Signature (Regional PPO) Aetna Medicare · Regional PPO |
$139.00 | $9,250 | $615 | 4.0/5 | 71 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan · PPO I-SNP |
$172.00 | $4,250 | $615 | 5.0/5 | Fewer than 11 |
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Plans arriving in or leaving Middlesex County, and premiums moving, when CMS republishes.
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Nearby and related
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.