Medicare Advantage in Berrien County, MI
44 medicare advantage are approved for Berrien County, and 24 of them have no monthly premium. 44 carry a CMS star rating.
57.1% of the 39,812 people eligible for Medicare in Berrien County are already in a Medicare Advantage plan (September 2026). Across Michigan it is 63.6%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 44 plans the median monthly premium here is $0.00, the median out-of-pocket cap $5,750, and the median star rating 4.0 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| PriorityMedicare Key (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $5,800 | $200 | 4.5/5 | 1,871 |
| PriorityMedicare Smart Savings (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $9,250 | $500 | 4.5/5 | 58 |
| BCN Advantage Elements (HMO-POS) Blue Care Network · HMO-POS |
$0 | $4,500 | Not published | 4.5/5 | Fewer than 11 |
| Humana Full Access H7617-052 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 4.5/5 | 1,371 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 4.5/5 | 138 |
| Humana Full Access Giveback H7617-058 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 4.5/5 | 1,355 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 4.5/5 | 47 |
| Medicare Plus Blue Giveback (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $9,250 | $150 | 4.5/5 | 37 |
| Medicare Plus Blue Secure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $6,750 | $150 | 4.5/5 | 533 |
| HAP Medicare Explore (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,400 | $200 | 4.0/5 | 18 |
| HAP Medicare Prime (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,650 | $200 | 4.0/5 | 85 |
| HAP Medicare Connect (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,000 | $150 | 4.0/5 | 30 |
| HAP Medicare MedicalAccess (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $4,500 | Not published | 4.0/5 | Fewer than 11 |
| HAP Medicare Superior (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,100 | $150 | 4.0/5 | 108 |
| PriorityMedicare Edge (PPO) Priority Health Medicare · PPO |
$0 | $6,000 | $200 | 4.0/5 | 1,216 |
| PriorityMedicare Vital (PPO) Priority Health Medicare · PPO |
$0 | $6,300 | $450 | 4.0/5 | 569 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare · PPO |
$0 | $6,200 | $250 | 4.0/5 | 164 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 3.5/5 | 376 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 3.5/5 | 118 |
| Humana Full Access Giveback H5216-306 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 3.5/5 | 1,273 |
| Humana Full Access H5216-384 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 3.5/5 | 1,672 |
| HumanaChoice R0110-013 (Regional PPO) Humana · Regional PPO |
$0 | $6,550 | Not published | 3.5/5 | 39 |
| McLaren Medicare Inspire (HMO) McLaren Medicare · HMO |
$0 | $6,300 | $615 | 3.0/5 | Fewer than 11 |
| McLaren Medicare Inspire Select (HMO) McLaren Medicare · HMO |
$0 | $6,750 | $615 | 3.0/5 | Fewer than 11 |
| PriorityMedicare Vintage (HMO-POS) Priority Health Medicare · HMO-POS |
$8.80 | $5,600 | $615 | 4.5/5 | 16 |
| HAP Member Assist (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$8.80 | $5,200 | $615 | 4.0/5 | 16 |
| Humana Value Plus H5216-382 (PPO) Humana · PPO |
$8.80 | $9,250 | $250 | 3.5/5 | 69 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare · HMO |
$8.80 | $5,900 | $500 | 3.0/5 | Fewer than 11 |
| Humana Full Access H5216-011 (PPO) Humana · PPO |
$18.00 | $5,700 | $300 | 3.5/5 | 644 |
| Medicare Plus Blue Essential (PPO) Blue Cross Blue Shield of Michigan · PPO |
$25.00 | $6,250 | $150 | 4.5/5 | 486 |
| BCN Advantage Prime Value (HMO-POS) Blue Care Network · HMO-POS |
$35.00 | $5,000 | $150 | 4.5/5 | 144 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan · PPO |
$35.00 | $6,750 | $150 | 4.5/5 | 89 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS |
$37.00 | $6,800 | $615 | 3.5/5 | 36 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare · HMO-POS |
$43.00 | $5,100 | $100 | 4.5/5 | 79 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare · PPO |
$49.00 | $5,600 | $100 | 4.0/5 | 103 |
| Humana Full Access R0110-014 (Regional PPO) Humana · Regional PPO |
$54.00 | $6,550 | $615 | 3.5/5 | Fewer than 11 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan · PPO |
$66.80 | $5,000 | $0 | 4.5/5 | 204 |
| PriorityMedicare (HMO-POS) Priority Health Medicare · HMO-POS |
$72.00 | $4,500 | $0 | 4.5/5 | 15 |
| PriorityMedicare Merit (PPO) Priority Health Medicare · PPO |
$83.00 | $4,200 | $0 | 4.0/5 | 106 |
| BCN Advantage Classic (HMO-POS) Blue Care Network · HMO-POS |
$113.60 | $4,400 | $0 | 4.5/5 | Fewer than 11 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan · PPO |
$117.50 | $4,300 | $0 | 4.5/5 | 209 |
| HAP Senior Plus (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$165.00 | $4,150 | $0 | 4.0/5 | Fewer than 11 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network · HMO-POS |
$240.00 | $4,000 | $0 | 4.5/5 | Fewer than 11 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$247.40 | $4,000 | $0 | 4.5/5 | 83 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. Regional PPO: Regional PPO — a PPO that serves a whole CMS region rather than a set of counties, with the same premium and benefits across it. PFFS: Private Fee-for-Service — the plan decides how much it pays; you can see any provider that agrees to the plan's terms.
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Plans arriving in or leaving Berrien County, and premiums moving, when CMS republishes.
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Nearby and related
Largest Michigan counties by plans on offer: Oakland County (103) · Washtenaw County (96) · Genesee County (94) · Livingston County (92) · Wayne County (90) · Macomb County (86)
Counties selling the same plans: Van Buren County (51 of these 51 plans) · Calhoun County (47 of these 51 plans) · Montcalm County (46 of these 51 plans) · Branch County (41 of these 51 plans) · Cass County (38 of these 51 plans) · Hillsdale County (36 of these 51 plans) · Ionia County (36 of these 51 plans) · St. Clair County (36 of these 51 plans)
All Michigan counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.