Advantage Index

McLaren Medicare Inspire Select (HMO)

McLaren Medicare, HMO. No monthly premium, and your spending is capped at 6,750 a year in network.

What CMS publishes about it

InsurerMcLaren Medicare (part of McLaren Health Care Corporation)
Plan typeHMO
Contract and plan idH6322-008
Monthly premium$0
Of which drug coverage$0.00
Most you can pay in a year$6,750
Drug coverageYes — Enhanced
Annual drug deductible$615
Overall star rating3.0/5
Medicare Advantage stars3.0/5
Part D stars3.0/5
Counties it is sold in60
Contract year2026

How many people chose it

55 people were enrolled across 3 counties in September 2026. CMS suppresses any county count of ten or fewer, so the real total is a little higher than this.

How CMS rates it, domain by domain

Each domain is rated 1 to 5. 0 of 9 domains carry no rating — CMS either did not require this contract to report them or had too little data.

Where it is sold

Michigan

Alcona · Allegan · Alpena · Antrim · Arenac · Barry · Bay · Benzie · Berrien · Branch · Calhoun · Cass · Charlevoix · Cheboygan · Clare · Clinton · Crawford · Eaton · Emmet · Genesee · Gladwin · Grand Traverse · Gratiot · Hillsdale · Huron · Ingham · Ionia · Iosco · Jackson · Kalkaska · Kent · Lake · Lapeer · Leelanau · Livingston · Macomb · Manistee · Mecosta · Midland · Missaukee · Montcalm · Montmorency · Newaygo · Oakland · Ogemaw · Osceola · Oscoda · Otsego · Ottawa · Presque Isle · Roscommon · Saginaw · Sanilac · Shiawassee · St. Clair · Tuscola · Van Buren · Washtenaw · Wayne · Wexford

Get told when this changes

Its premium, out-of-pocket maximum, star rating or sanction status changing — and whether it is ending next year.

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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.