Advantage Index

Kaiser Permanente Dual Complete North P16 (HMO D-SNP) in Alameda County, CA

Kaiser Permanente, HMO D-SNP, for 2026. No monthly premium, and your spending is capped at $9,250 a year in network.

What CMS publishes about it

InsurerKaiser Permanente (part of Kaiser Foundation Health Plan, Inc.)
Plan typeHMO D-SNP
Contract and plan idH8794-016
Monthly premium$0
Of which drug coverage$0.00
Most you can pay in a year$9,250
Drug coverageYes — Enhanced
Annual drug deductible$0
Overall star rating4.0/5
Medicare Advantage stars4.5/5
Part D stars4.0/5
Special Needs PlanDual-Eligible (CO)
Counties it is sold in1
Contract year2026

Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. Enhanced: Enhanced drug benefit — more than the standard Part D benefit -- a lower deductible, a lower copay, or more drugs covered.

Among the 36 other plans sold in the same counties, the average monthly premium is $12.63, the average out-of-pocket cap $5,062, and the average star rating 3.8 across the 32 that CMS rated. These averages are ours, from the same CMS file; everything else on this page is as published.

How many people chose it

12,094 people were enrolled across the 1 county it is sold in in September 2026. CMS suppresses any county count of ten or fewer, so the real total is a little higher than this.

How CMS rates it, domain by domain

Each domain is rated 1 to 5. 3 of 9 domains carry no rating — CMS either did not require this contract to report them or had too little data.

Where it is sold

California

Alameda

Get told when this changes

Its premium, out-of-pocket maximum, star rating or sanction status changing — and whether it is ending next year.

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CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.