MCS Classicare Platino Ideal (HMO D-SNP) in Puerto Rico
MCS Classicare, HMO D-SNP, for 2026. No monthly premium, and your spending is capped at $3,400 a year in network.
What happens to this plan in 2026
Consolidated Renewal Plan
Being merged into another plan for 2026: members move to MCS Classicare Platino Ideal (HMO D-SNP).
From the CMS 2026 plan crosswalk, published at the start of October. Every plan’s fate for the coming year is in it.
What CMS publishes about it
| Insurer | MCS Classicare (part of MHH Healthcare, L.P.) |
|---|---|
| Plan type | HMO D-SNP |
| Contract and plan id | H5577-002 |
| Monthly premium | $0 |
| Of which drug coverage | $0.00 |
| Most you can pay in a year | $3,400 |
| Drug coverage | Yes — Basic |
| Annual drug deductible | $615 |
| Overall star rating | 5.0/5 |
| Medicare Advantage stars | 5.0/5 |
| Part D stars | 5.0/5 |
| Special Needs Plan | Dual-Eligible (HIDE) |
| Counties it is sold in | 78 |
| Contract year | 2026 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. Basic: Basic drug benefit — the standard Part D benefit exactly as CMS defines it each year.
Among the 62 other plans sold in the same counties, the average monthly premium is $0.24, the average out-of-pocket cap $3,570, and the average star rating 4.8 across the 62 that CMS rated. These averages are ours, from the same CMS file; everything else on this page is as published.
How many people chose it
53,883 people were enrolled across the 78 counties it is sold in in September 2026. CMS suppresses any county count of ten or fewer, so the real total is a little higher than this.
How CMS rates it, domain by domain
Each domain is rated 1 to 5. 0 of 9 domains carry no rating — CMS either did not require this contract to report them or had too little data.
Where it is sold
Puerto Rico
Adjuntas · Aguada · Aguadilla · Aguas Buenas · Aibonito · Anasco · Arecibo · Arroyo · Barceloneta · Barranquitas · Bayamon · Cabo Rojo · Caguas · Camuy · Canovanas · Carolina · Catano · Cayey · Ceiba · Ciales · Cidra · Coamo · Comerio · Corozal · Culebra · Dorado · Fajardo · Florida · Guanica · Guayama · Guayanilla · Guaynabo · Gurabo · Hatillo · Hormigueros · Humacao · Isabela · Jayuya · Juana Diaz · Juncos · Lajas · Lares · Las Marias · Las Piedras · Loiza · Luquillo · Manati · Maricao · Maunabo · Mayaguez · Moca · Morovis · Naguabo · Naranjito · Orocovis · Patillas · Penuelas · Ponce · Quebradillas · Rincon · Rio Grande · Sabana Grande · Salinas · San German · San Juan · San Lorenzo · San Sebastian · Santa Isabel · Toa Alta · Toa Baja · Trujillo Alto · Utuado · Vega Alta · Vega Baja · Vieques · Villalba · Yabucoa · Yauco
Get told when this changes
Its premium, out-of-pocket maximum, star rating or sanction status changing — and whether it is ending next year.
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CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Plan renewals and terminations are from the 2026 plan crosswalk. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.