Medicare Advantage in Upshur County, TX
29 medicare advantage are approved for Upshur County, and 22 of them have no monthly premium. 29 carry a CMS star rating.
53.9% of the 10,236 people eligible for Medicare in Upshur County are already in a Medicare Advantage plan (September 2026). Across Texas it is 54.9%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 29 plans the median monthly premium here is $0.00, the median out-of-pocket cap $6,750, and the median star rating 3.5 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| HealthSpring Courage (HMO) HealthSpring · HMO |
$0 | $4,300 | Not published | 4.5/5 | 23 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $4,400 | $200 | 4.5/5 | 249 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $7,200 | $300 | 4.5/5 | 588 |
| Humana Essentials Plus Giveback H7617-035 (PPO) Humana · PPO |
$0 | $8,300 | $350 | 4.5/5 | 162 |
| Humana Value Choice H7617-043 (PPO) Humana · PPO |
$0 | $6,400 | $420 | 4.5/5 | 99 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $7,900 | Not published | 4.5/5 | 43 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.0/5 | 207 |
| Humana Gold Plus H4461-055 (HMO) Humana · HMO |
$0 | $4,250 | $615 | 4.0/5 | 182 |
| AARP Medicare Advantage from UHC TX-0010 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $440 | 4.0/5 | 390 |
| Humana Gold Plus H0028-041 (HMO) Humana · HMO |
$0 | $4,250 | $615 | 3.5/5 | 453 |
| CHRISTUS Health Medicare Complete (HMO) CHRISTUS Health Advantage · HMO |
$0 | $4,900 | $250 | 3.5/5 | 94 |
| CHRISTUS Health Medicare Guardian (HMO) CHRISTUS Health Advantage · HMO |
$0 | $4,900 | Not published | 3.5/5 | 13 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 3.5/5 | 86 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 33 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $7,900 | Not published | 3.5/5 | 120 |
| Humana Value Choice H5216-352 (PPO) Humana · PPO |
$0 | $6,400 | $420 | 3.5/5 | 460 |
| Humana Essentials Plus Giveback H5216-358 (PPO) Humana · PPO |
$0 | $8,300 | $390 | 3.5/5 | 78 |
| HumanaChoice R4182-001 (Regional PPO) Humana · Regional PPO |
$0 | $5,950 | Not published | 3.5/5 | Fewer than 11 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $6,800 | $250 | 3.0/5 | 16 |
| Blue Cross Medicare Advantage Value (HMO) Blue Cross and Blue Shield of Texas · HMO |
$0 | $4,950 | $450 | 2.5/5 | 14 |
| Blue Cross Medicare Advantage Dental Value (HMO) Blue Cross and Blue Shield of Texas · HMO |
$0 | $5,200 | $615 | 2.5/5 | Fewer than 11 |
| Blue Cross Medicare Advantage Saver (HMO) Blue Cross and Blue Shield of Texas · HMO |
$0 | $7,500 | $450 | 2.5/5 | Fewer than 11 |
| HumanaChoice H5216-043 (PPO) Humana · PPO |
$15.00 | $7,700 | $420 | 3.5/5 | 140 |
| CHRISTUS Health Medicare Plus (HMO) CHRISTUS Health Advantage · HMO |
$20.00 | $4,200 | $250 | 3.5/5 | 136 |
| HumanaChoice R4182-004 (Regional PPO) Humana · Regional PPO |
$44.00 | $7,650 | $615 | 3.5/5 | Fewer than 11 |
| HumanaChoice H5216-042 (PPO) Humana · PPO |
$60.00 | $6,750 | $615 | 3.5/5 | 12 |
| HumanaChoice R4182-003 (Regional PPO) Humana · Regional PPO |
$97.00 | $7,650 | $615 | 3.5/5 | Fewer than 11 |
| UHC Medicare Advantage TX-0030 (Regional PPO) UnitedHealthcare · Regional PPO |
$102.00 | $8,200 | $600 | 3.5/5 | 47 |
| Blue Cross Medicare Advantage Preferred (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$110.00 | $8,000 | $450 | 3.0/5 | Fewer than 11 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. Regional PPO: Regional PPO — a PPO that serves a whole CMS region rather than a set of counties, with the same premium and benefits across it.
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Plans arriving in or leaving Upshur County, and premiums moving, when CMS republishes.
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Nearby and related
Largest Texas counties by plans on offer: Harris County (114) · Bexar County (100) · Collin County (97) · Fort Bend County (94) · Dallas County (93) · El Paso County (91)
Counties selling the same plans: Gregg County (50 of these 51 plans) · Smith County (47 of these 51 plans) · Harrison County (46 of these 51 plans) · Rusk County (45 of these 51 plans) · Henderson County (43 of these 51 plans) · Van Zandt County (42 of these 51 plans) · Cass County (37 of these 51 plans) · Anderson County (36 of these 51 plans)
All Texas counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.