Medicare plans in Bedford County, TN
43 plans are approved for Bedford County, and 20 of them have no monthly premium. 43 carry a CMS star rating.
52.3% of the 10,368 people eligible for Medicare in Bedford County are already in a Medicare Advantage plan (September 2026). Across Tennessee it is 53.6%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 43 plans the median monthly premium here is $15.10, the median out-of-pocket cap $6,700, and the median star rating 3.5 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| HealthSpring Courage (HMO) HealthSpring · HMO |
$0 | $3,900 | Not published | 4.5/5 | 27 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $4,900 | $200 | 4.5/5 | 858 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 303 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $8,200 | Not published | 4.5/5 | Fewer than 11 |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | Not published | 4.0/5 | 138 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.0/5 | 797 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $6,700 | $355 | 4.0/5 | 127 |
| BlueAdvantage Garnet (PPO) BlueCross BlueShield of Tennessee · PPO |
$0 | $5,900 | $250 | 4.0/5 | 973 |
| BlueAdvantage Freedom (PPO) BlueCross BlueShield of Tennessee · PPO |
$0 | $3,200 | Not published | 4.0/5 | Fewer than 11 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) BlueCross BlueShield of Tennessee · PPO C-SNP |
$0 | $6,700 | $250 | 4.0/5 | 19 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP |
$0 | $9,250 | $615 | 3.5/5 | 15 |
| HumanaChoice R0110-017 (Regional PPO) Humana · Regional PPO |
$0 | $4,650 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Patriot Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $4,800 | Not published | 3.0/5 | Fewer than 11 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $4,800 | $615 | 3.0/5 | 87 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $6,700 | $615 | 3.0/5 | 33 |
| Wellpoint Extra Help (HMO-POS) Wellpoint · HMO-POS |
$0 | $9,000 | $390 | 3.0/5 | 46 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint · HMO-POS |
$0 | $6,460 | $200 | 3.0/5 | 72 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) Wellpoint · HMO D-SNP |
$0 | $9,250 | $615 | 3.0/5 | 95 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $7,500 | $250 | 3.0/5 | 17 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint · HMO D-SNP |
$1.90 | $9,250 | $615 | 3.0/5 | 51 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO |
$15.10 | $6,750 | $615 | 4.5/5 | 110 |
| Wellpoint Medicare Advantage (HMO-POS) Wellpoint · HMO-POS |
$19.00 | $6,750 | $200 | 3.0/5 | 64 |
| UHC Dual Complete TN-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$19.10 | $9,250 | $615 | 3.5/5 | 322 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$23.90 | $4,800 | $615 | 3.0/5 | Fewer than 11 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$24.20 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| BlueAdvantage Extra (PPO) BlueCross BlueShield of Tennessee · PPO |
$27.60 | $5,100 | $615 | 4.0/5 | 25 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$27.70 | $6,750 | $615 | 4.5/5 | 29 |
| American Health Advantage of Tennessee (HMO I-SNP) American Health Advantage of Tennessee · HMO I-SNP |
$27.70 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$27.70 | $6,700 | $615 | 4.0/5 | 94 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) BlueCross BlueShield of Tennessee · PPO C-SNP |
$27.70 | $6,700 | $615 | 4.0/5 | Fewer than 11 |
| UHC Dual Complete TN-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 16 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 234 |
| BlueCare Plus (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 104 |
| BlueCare Plus Choice (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 14 |
| BlueCare Plus Select (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 53 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$27.70 | $4,800 | $615 | 3.0/5 | 11 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) Wellpoint · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC TN-0006 (HMO-POS) UnitedHealthcare · HMO-POS |
$63.00 | $5,400 | $520 | 4.0/5 | 46 |
| HumanaChoice R0110-018 (Regional PPO) Humana · Regional PPO |
$86.00 | $6,500 | $590 | 3.5/5 | 99 |
| BlueAdvantage Ruby (PPO) BlueCross BlueShield of Tennessee · PPO |
$107.00 | $4,150 | $250 | 4.0/5 | 48 |
| Humana Together in Health Select (PPO I-SNP) Humana · PPO I-SNP |
$138.00 | $4,900 | $300 | 3.5/5 | Fewer than 11 |
| BlueAdvantage Diamond (PPO) BlueCross BlueShield of Tennessee · PPO |
$157.00 | $2,975 | $250 | 4.0/5 | 21 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. Regional PPO: Regional PPO — a PPO that serves a whole CMS region rather than a set of counties, with the same premium and benefits across it. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. C-SNP: Chronic-condition Special Needs Plan — only for people with a specific condition the plan names, such as diabetes or heart failure. I-SNP: Institutional Special Needs Plan — only for people living in a nursing facility, or who need that level of care at home.
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Plans arriving in or leaving Bedford County, and premiums moving, when CMS republishes.
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Nearby and related
Largest Tennessee counties by plans on offer: Davidson County (74) · Williamson County (74) · Shelby County (73) · Wilson County (73) · Sumner County (71) · Fayette County (69)
Counties selling the same plans: Giles County (43 of these 43 plans) · Houston County (43 of these 43 plans) · Humphreys County (43 of these 43 plans) · Lewis County (43 of these 43 plans) · Stewart County (43 of these 43 plans) · Dickson County (42 of these 43 plans) · Marshall County (42 of these 43 plans) · Maury County (42 of these 43 plans)
All Tennessee counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.