Medicare plans in Montgomery County, PA

91 plans are approved for Montgomery County, and 39 of them have no monthly premium. 91 carry a CMS star rating.

36.8% of the 193,843 people eligible for Medicare in Montgomery County are already in a Medicare Advantage plan (September 2026). Across Pennsylvania it is 54.5%, and across the country 51.6% — summed by us from the county counts CMS published.

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

Across these 91 plans the median monthly premium here is $18.50, the median out-of-pocket cap $7,500, and the median star rating 3.5 (medians are ours; every figure in the table is as CMS published it).

Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. Regional PPO: Regional PPO — a PPO that serves a whole CMS region rather than a set of counties, with the same premium and benefits across it. PFFS: Private Fee-for-Service — the plan decides how much it pays; you can see any provider that agrees to the plan's terms. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. C-SNP: Chronic-condition Special Needs Plan — only for people with a specific condition the plan names, such as diabetes or heart failure. I-SNP: Institutional Special Needs Plan — only for people living in a nursing facility, or who need that level of care at home.

Nearby and related

Largest Pennsylvania counties by plans on offer: Lancaster County (114) · Lebanon County (109) · Bucks County (107) · Perry County (106) · Berks County (105) · York County (105)

Counties selling the same plans: Chester County (91 of these 91 plans) · Delaware County (88 of these 91 plans) · Philadelphia County (85 of these 91 plans) · Bucks County (83 of these 91 plans) · Lehigh County (44 of these 91 plans) · Northampton County (44 of these 91 plans) · Berks County (43 of these 91 plans) · Lancaster County (43 of these 91 plans)

All Pennsylvania counties · What changed recently

CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.