Special Needs Plans in Lucas County, OH
33 special needs plans are approved for Lucas County, and 7 of them have no monthly premium. 29 carry a CMS star rating.
58.1% of the 95,166 people eligible for Medicare in Lucas County are already in a Medicare Advantage plan (September 2026). Across Ohio it is 56.7%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 33 plans the median monthly premium here is $31.40, the median out-of-pocket cap $9,250, and the median star rating 4.0 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $6,750 | $615 | 4.0/5 | 654 |
| UHC Complete Care OH-18 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $6,700 | $440 | 4.0/5 | 946 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $9,150 | $340 | 3.5/5 | 106 |
| Zing Elite Diabetes & Heart OH (HMO C-SNP) Zing Health · HMO C-SNP |
$0 | $4,500 | $0 | 2.5/5 | 84 |
| Zing Select Diabetes & Heart OH (HMO C-SNP) Zing Health · HMO C-SNP |
$0 | $4,500 | $0 | 2.5/5 | 26 |
| Zing Select Dialysis OH (HMO C-SNP) Zing Health · HMO C-SNP |
$0 | $4,950 | $0 | 2.5/5 | Fewer than 11 |
| Perennial Advantage Premier (HMO-POS I-SNP) Perennial Advantage · HMO-POS I-SNP |
$0 | $3,900 | $0 | 4.0/5 Part D | Fewer than 11 |
| Humana Gold Plus SNP-DE H6622-087 (HMO D-SNP) Humana · HMO D-SNP |
$4.60 | $9,250 | $615 | 3.5/5 | 800 |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP |
$7.10 | $6,750 | $615 | Too new to be rated | 745 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$17.20 | $9,250 | $615 | 4.0/5 | 474 |
| Humana Gold Plus SNP-DE H6622-015 (HMO D-SNP) Humana · HMO D-SNP |
$17.40 | $9,250 | $615 | 3.5/5 | 429 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$17.90 | $9,250 | $615 | 4.0/5 | 1,468 |
| Molina Complete Care for MyCare Ohio (HMO D-SNP) Molina Healthcare of Ohio · HMO D-SNP |
$19.60 | $9,250 | $615 | 3.0/5 | 141 |
| Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP |
$25.70 | $9,250 | $615 | Too new to be rated | 2,209 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$27.40 | $9,250 | $615 | 3.0/5 | 78 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$28.60 | $9,250 | $615 | 4.0/5 | 508 |
| UHC Nursing Home Plan OH-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$31.40 | $9,250 | $615 | 4.5/5 | 167 |
| UHC Dual Complete OH-D1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$31.40 | $9,250 | $615 | 4.5/5 | 251 |
| CareSource MyCare Ohio (HMO D-SNP) CareSource MyCare Ohio (HMO D-SNP) · HMO D-SNP |
$31.40 | $8,950 | $615 | 4.5/5 | 738 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare · HMO I-SNP |
$31.40 | $9,250 | $615 | 4.0/5 | 12 |
| Valor Health Plan (HMO I-SNP) Valor Health Plan · HMO I-SNP |
$31.40 | $9,250 | $615 | 4.0/5 | 33 |
| DEVOTED DUAL PLUS 010 OH (HMO D-SNP) Devoted Health · HMO D-SNP |
$31.40 | $9,250 | $615 | 4.0/5 | 247 |
| DEVOTED DUAL 011 OH (HMO D-SNP) Devoted Health · HMO D-SNP |
$31.40 | $4,300 | $615 | 4.0/5 | 60 |
| DEVOTED C-SNP PLUS 016 OH (HMO C-SNP) Devoted Health · HMO C-SNP |
$31.40 | $9,250 | $615 | 4.0/5 | 111 |
| DEVOTED C-SNP PREMIUM 017 OH (HMO C-SNP) Devoted Health · HMO C-SNP |
$31.40 | $4,600 | $615 | 4.0/5 | 74 |
| UHC Dual Complete OH-D002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$31.40 | $9,250 | $615 | 4.0/5 | 1,301 |
| UHC Dual Complete OH-V002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$31.40 | $5,800 | $615 | 4.0/5 | 104 |
| Humana Dual Select H5525-046 (PPO D-SNP) Humana · PPO D-SNP |
$31.40 | $9,250 | $615 | 3.5/5 | 152 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$31.40 | $4,200 | $615 | 3.0/5 | 80 |
| UHC Dual Complete OH-S3 (HMO-POS D-SNP) UnitedHealthcare Community Plan · HMO-POS D-SNP |
$31.40 | $9,250 | $615 | Too new to be rated | 1,355 |
| CommuniCare Advantage ISNP (HMO I-SNP) Communicare Advantage · HMO I-SNP |
$31.40 | $9,250 | $615 | 3.0/5 Part D | Fewer than 11 |
| Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$31.40 | $9,250 | $410 | Too new to be rated | 1,643 |
| Perennial Advantage Strive (HMO I-SNP) Perennial Advantage · HMO I-SNP |
$31.40 | $9,250 | $615 | 4.0/5 Part D | 38 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. C-SNP: Chronic-condition Special Needs Plan — only for people with a specific condition the plan names, such as diabetes or heart failure. I-SNP: Institutional Special Needs Plan — only for people living in a nursing facility, or who need that level of care at home.
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Plans arriving in or leaving Lucas County, and premiums moving, when CMS republishes.
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Nearby and related
Largest Ohio counties by plans on offer: Summit County (113) · Cuyahoga County (112) · Portage County (108) · Lorain County (107) · Medina County (107) · Stark County (107)
Counties selling the same plans: Wood County (95 of these 99 plans) · Fulton County (90 of these 99 plans) · Ottawa County (89 of these 99 plans) · Seneca County (81 of these 99 plans) · Sandusky County (79 of these 99 plans) · Hancock County (75 of these 99 plans) · Putnam County (74 of these 99 plans) · Erie County (73 of these 99 plans)
All Ohio counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.