Medicare plans in Tioga County, NY
39 plans are approved for Tioga County, and 16 of them have no monthly premium. 38 carry a CMS star rating.
65.3% of the 12,816 people eligible for Medicare in Tioga County are already in a Medicare Advantage plan (September 2026). Across New York it is 53.6%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 39 plans the median monthly premium here is $23.10, the median out-of-pocket cap $9,250, and the median star rating 3.5 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $9,250 | Not published | 4.5/5 | 24 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE · HMO-POS |
$0 | $7,200 | Not published | 4.0/5 | Fewer than 11 |
| Wellcare Advantage Enhanced (PFFS) Wellcare · PFFS |
$0 | $4,300 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Advantage Simple (PFFS) Wellcare · PFFS |
$0 | $6,700 | Not published | 3.5/5 | 32 |
| Medicare BlueSalute (PPO) Excellus Health Plan, Inc · PPO |
$0 | $4,500 | Not published | 3.5/5 | Fewer than 11 |
| Medicare BlueEssential (PPO) Excellus Health Plan, Inc · PPO |
$0 | $8,900 | $615 | 3.5/5 | 1,321 |
| Medicare BlueActive (PPO) Excellus Health Plan, Inc · PPO |
$0 | $8,900 | $615 | 3.5/5 | 521 |
| UHC Complete Care NY-31 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $8,300 | $520 | 3.5/5 | 234 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | Not published | 3.5/5 | 24 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $9,250 | $615 | 3.0/5 | 244 |
| Wellcare Giveback Open (PPO) Wellcare · PPO |
$0 | $9,250 | $615 | 3.0/5 | 111 |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $615 | 3.0/5 | 115 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | $615 | 3.0/5 | 82 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | Not published | 3.0/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,950 | Not published | 3.0/5 | 57 |
| HumanaChoice Giveback H5970-030 (PPO) Humana · PPO |
$0 | $9,250 | $615 | 3.0/5 | 373 |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) Humana · PPO D-SNP |
$0.90 | $9,250 | $615 | 3.0/5 | 192 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$5.90 | $9,250 | $615 | 3.0/5 | 11 |
| MVP Medicare Complete Wellness with Part D (PPO) MVP HEALTH CARE · PPO |
$15.00 | $9,250 | $615 | 3.5/5 | 64 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$23.10 | $9,250 | $615 | 3.0/5 | 79 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$31.00 | $9,250 | $615 | 4.0/5 | 12 |
| HumanaChoice H5970-029 (PPO) Humana · PPO |
$32.00 | $9,250 | $615 | 3.0/5 | 124 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare · HMO-POS |
$32.50 | $9,250 | $615 | 3.0/5 | 51 |
| AARP Medicare Advantage from UHC NY-0006 (HMO-POS) UnitedHealthcare · HMO-POS |
$34.00 | $7,900 | $520 | 3.5/5 | 629 |
| Wellcare Premium Enhanced (PFFS) Wellcare · PFFS |
$50.00 | $3,400 | $615 | 3.5/5 | 15 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$52.80 | $9,250 | $615 | 4.5/5 | 63 |
| Medicare BlueClassic (PPO) Excellus Health Plan, Inc · PPO |
$53.30 | $8,500 | $300 | 3.5/5 | 408 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$56.00 | $9,250 | $615 | 4.5/5 | 246 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare · PPO I-SNP |
$58.80 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| UHC Dual Complete NY-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$58.80 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$58.80 | $9,250 | $615 | 4.0/5 | 480 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$58.80 | $9,250 | $510 | 3.0/5 | 82 |
| Wellcare Assist Open (PPO) Wellcare · PPO |
$58.80 | $9,250 | $530 | 3.0/5 | 50 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$58.80 | $9,250 | $615 | 3.0/5 | 17 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$58.80 | $9,250 | $580 | 3.0/5 | 256 |
| iCircle Dual Advantage (HMO D-SNP) iCircle Services of the Finger Lakes, Inc · HMO D-SNP |
$58.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Medicare BlueEnhanced (PPO) Excellus Health Plan, Inc · PPO |
$101.30 | $7,500 | $275 | 3.5/5 | 270 |
| MVP Medicare Secure Plus with Part D (HMO-POS) MVP HEALTH CARE · HMO-POS |
$116.00 | $6,000 | $400 | 4.0/5 | 33 |
| Wellcare Premium Ultra (PFFS) Wellcare · PFFS |
$127.00 | $3,400 | $615 | 3.5/5 | Fewer than 11 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. PFFS: Private Fee-for-Service — the plan decides how much it pays; you can see any provider that agrees to the plan's terms. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. C-SNP: Chronic-condition Special Needs Plan — only for people with a specific condition the plan names, such as diabetes or heart failure. I-SNP: Institutional Special Needs Plan — only for people living in a nursing facility, or who need that level of care at home.
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Plans arriving in or leaving Tioga County, and premiums moving, when CMS republishes.
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Nearby and related
Largest New York counties by plans on offer: Kings County (79) · Bronx County (77) · Queens County (77) · Westchester County (77) · New York County (75) · Erie County (70)
Counties selling the same plans: Cayuga County (38 of these 39 plans) · Onondaga County (38 of these 39 plans) · Oswego County (38 of these 39 plans) · Cortland County (37 of these 39 plans) · Madison County (37 of these 39 plans) · Oneida County (37 of these 39 plans) · Chemung County (35 of these 39 plans) · Steuben County (34 of these 39 plans)
All New York counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.