Advantage Index

Medicare plans in Tioga County, NY

39 plans are approved for Tioga County, and 16 of them have no monthly premium. 38 carry a CMS star rating.

65.3% of the 12,816 people eligible for Medicare in Tioga County are already in a Medicare Advantage plan (September 2026). Across New York it is 53.6%, and across the country 51.6% — summed by us from the county counts CMS published.

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

Across these 39 plans the median monthly premium here is $23.10, the median out-of-pocket cap $9,250, and the median star rating 3.5 (medians are ours; every figure in the table is as CMS published it).

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $9,250 Not published 4.5/5 24
MVP Medicare Preferred Gold without Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$0 $7,200 Not published 4.0/5 Fewer than 11
Wellcare Advantage Enhanced (PFFS)
Wellcare · PFFS
$0 $4,300 Not published 3.5/5 Fewer than 11
Wellcare Advantage Simple (PFFS)
Wellcare · PFFS
$0 $6,700 Not published 3.5/5 32
Medicare BlueSalute (PPO)
Excellus Health Plan, Inc · PPO
$0 $4,500 Not published 3.5/5 Fewer than 11
Medicare BlueEssential (PPO)
Excellus Health Plan, Inc · PPO
$0 $8,900 $615 3.5/5 1,321
Medicare BlueActive (PPO)
Excellus Health Plan, Inc · PPO
$0 $8,900 $615 3.5/5 521
UHC Complete Care NY-31 (HMO-POS C-SNP)
UnitedHealthcare · HMO-POS C-SNP
$0 $8,300 $520 3.5/5 234
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $6,700 Not published 3.5/5 24
Wellcare Simple Open (PPO)
Wellcare · PPO
$0 $9,250 $615 3.0/5 244
Wellcare Giveback Open (PPO)
Wellcare · PPO
$0 $9,250 $615 3.0/5 111
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)
Humana · HMO D-SNP
$0 $9,250 $615 3.0/5 115
Wellcare Fidelis Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 $615 3.0/5 82
Wellcare Fidelis Patriot Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 Not published 3.0/5 Fewer than 11
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $4,950 Not published 3.0/5 57
HumanaChoice Giveback H5970-030 (PPO)
Humana · PPO
$0 $9,250 $615 3.0/5 373
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)
Humana · PPO D-SNP
$0.90 $9,250 $615 3.0/5 192
Aetna Medicare Partial Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$5.90 $9,250 $615 3.0/5 11
MVP Medicare Complete Wellness with Part D (PPO)
MVP HEALTH CARE · PPO
$15.00 $9,250 $615 3.5/5 64
Aetna Medicare Full Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$23.10 $9,250 $615 3.0/5 79
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$31.00 $9,250 $615 4.0/5 12
HumanaChoice H5970-029 (PPO)
Humana · PPO
$32.00 $9,250 $615 3.0/5 124
Wellcare Fidelis Assist (HMO-POS)
Wellcare · HMO-POS
$32.50 $9,250 $615 3.0/5 51
AARP Medicare Advantage from UHC NY-0006 (HMO-POS)
UnitedHealthcare · HMO-POS
$34.00 $7,900 $520 3.5/5 629
Wellcare Premium Enhanced (PFFS)
Wellcare · PFFS
$50.00 $3,400 $615 3.5/5 15
UHC Dual Complete NY-S001 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$52.80 $9,250 $615 4.5/5 63
Medicare BlueClassic (PPO)
Excellus Health Plan, Inc · PPO
$53.30 $8,500 $300 3.5/5 408
Aetna Medicare Enhanced (PPO)
Aetna Medicare · PPO
$56.00 $9,250 $615 4.5/5 246
Aetna Medicare Longevity (PPO I-SNP)
Aetna Medicare · PPO I-SNP
$58.80 $9,250 $615 4.5/5 Fewer than 11
UHC Dual Complete NY-Y001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 Fewer than 11
UHC Dual Complete NY-S002 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 480
Wellcare Dual Access Open (PPO D-SNP)
Wellcare · PPO D-SNP
$58.80 $9,250 $510 3.0/5 82
Wellcare Assist Open (PPO)
Wellcare · PPO
$58.80 $9,250 $530 3.0/5 50
Wellcare Fidelis Dual Align (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $615 3.0/5 17
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $580 3.0/5 256
iCircle Dual Advantage (HMO D-SNP)
iCircle Services of the Finger Lakes, Inc · HMO D-SNP
$58.80 $9,250 $615 Not enough data to rate Fewer than 11
Medicare BlueEnhanced (PPO)
Excellus Health Plan, Inc · PPO
$101.30 $7,500 $275 3.5/5 270
MVP Medicare Secure Plus with Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$116.00 $6,000 $400 4.0/5 33
Wellcare Premium Ultra (PFFS)
Wellcare · PFFS
$127.00 $3,400 $615 3.5/5 Fewer than 11

Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. PFFS: Private Fee-for-Service — the plan decides how much it pays; you can see any provider that agrees to the plan's terms. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. C-SNP: Chronic-condition Special Needs Plan — only for people with a specific condition the plan names, such as diabetes or heart failure. I-SNP: Institutional Special Needs Plan — only for people living in a nursing facility, or who need that level of care at home.

Get told when this changes

Plans arriving in or leaving Tioga County, and premiums moving, when CMS republishes.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent: this is a notification about published data, not a sales call. Privacy.

Nearby and related

Largest New York counties by plans on offer: Kings County (79) · Bronx County (77) · Queens County (77) · Westchester County (77) · New York County (75) · Erie County (70)

Counties selling the same plans: Cayuga County (38 of these 39 plans) · Onondaga County (38 of these 39 plans) · Oswego County (38 of these 39 plans) · Cortland County (37 of these 39 plans) · Madison County (37 of these 39 plans) · Oneida County (37 of these 39 plans) · Chemung County (35 of these 39 plans) · Steuben County (34 of these 39 plans)

All New York counties · What changed recently

CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.