Medicare plans in Monroe County, NY
43 plans are approved for Monroe County, and 13 of them have no monthly premium. 37 carry a CMS star rating.
77.1% of the 176,295 people eligible for Medicare in Monroe County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $9,250 | Not published | 4.5/5 | 487 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE · HMO-POS |
$0 | $7,200 | Not published | 4.0/5 | 284 |
| Medicare Blue Choice Freedom (HMO-POS) Excellus Health Plan, Inc · HMO-POS |
$0 | $4,500 | Not published | 4.0/5 | 563 |
| Medicare Blue Choice Core (HMO) Excellus Health Plan, Inc · HMO |
$0 | $9,250 | $615 | 4.0/5 | 57,186 |
| Wellcare Advantage Enhanced (PFFS) Wellcare · PFFS |
$0 | $4,300 | Not published | 3.5/5 | 17 |
| Wellcare Advantage Simple (PFFS) Wellcare · PFFS |
$0 | $6,700 | Not published | 3.5/5 | 18 |
| Elderplan Select (HMO-POS I-SNP) Elderplan · HMO-POS I-SNP |
$0 | $7,500 | $0 | 3.5/5 | 262 |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $615 | 3.0/5 | 541 |
| Wellcare Patriot Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $6,700 | Not published | 3.0/5 | 26 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | $615 | 3.0/5 | 3,210 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | Not published | 3.0/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,950 | Not published | 3.0/5 | 495 |
| HumanaChoice Giveback H5970-030 (PPO) Humana · PPO |
$0 | $9,250 | $615 | 3.0/5 | 6,094 |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) Humana · PPO D-SNP |
$0.90 | $9,250 | $615 | 3.0/5 | 1,290 |
| Medicare Blue Dual Secure (HMO D-SNP) Excellus Health Plan Community Care LLC · HMO D-SNP |
$21.20 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| VNS Health EasyCare (HMO) VNS Health Medicare · HMO |
$25.00 | $9,250 | $500 | 3.5/5 | 112 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$31.00 | $9,250 | $615 | 4.0/5 | 512 |
| HumanaChoice H5970-029 (PPO) Humana · PPO |
$32.00 | $9,250 | $615 | 3.0/5 | 658 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$36.20 | $9,250 | $615 | 3.0/5 | 347 |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) Elderplan · HMO-POS I-SNP |
$44.80 | $9,250 | $615 | 3.5/5 | 104 |
| Medicare Blue Dual (HMO D-SNP) Excellus Health Plan Community Care LLC · HMO D-SNP |
$49.30 | $9,250 | $615 | Not enough data to rate | 992 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare · HMO D-SNP |
$51.60 | $9,250 | $615 | 3.5/5 | 136 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$52.80 | $9,250 | $615 | 4.5/5 | 1,034 |
| MVP DualAccess (HMO D-SNP) MVP HEALTH CARE · HMO D-SNP |
$54.60 | $9,250 | $615 | 4.0/5 | 511 |
| Medicare Blue Choice Prime (HMO) Excellus Health Plan, Inc · HMO |
$55.00 | $8,000 | $615 | 4.0/5 | 11,716 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$58.80 | $9,250 | $615 | 4.5/5 | 527 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare · PPO I-SNP |
$58.80 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| MVP DualAccess Complete (HMO D-SNP) MVP HEALTH CARE · HMO D-SNP |
$58.80 | $9,250 | $615 | 4.0/5 | 138 |
| UHC Dual Complete NY-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$58.80 | $9,250 | $615 | 4.0/5 | 17 |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$58.80 | $9,250 | $615 | 4.0/5 | 13,684 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare · HMO D-SNP |
$58.80 | $0 | $615 | 3.5/5 | 105 |
| Wellcare Dual Access (HMO D-SNP) Wellcare · HMO D-SNP |
$58.80 | $9,250 | $410 | 3.0/5 | 387 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$58.80 | $9,250 | $615 | 3.0/5 | 91 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$58.80 | $9,250 | $580 | 3.0/5 | 316 |
| iCircle Dual Advantage (HMO D-SNP) iCircle Services of the Finger Lakes, Inc · HMO D-SNP |
$58.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus · HMO D-SNP |
$58.80 | $8,500 | $615 | Not enough data to rate | Fewer than 11 |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus · HMO I-SNP |
$58.80 | $6,000 | $615 | Not enough data to rate | Fewer than 11 |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus · HMO D-SNP |
$58.80 | $8,500 | $615 | Not enough data to rate | 27 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO |
$84.00 | $9,250 | $615 | 4.5/5 | 2,164 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$131.00 | $9,250 | $615 | 4.5/5 | 530 |
| MVP Medicare WellSelect with Part D (PPO) MVP HEALTH CARE · PPO |
$160.00 | $9,250 | $615 | 3.5/5 | 1,516 |
| Medicare Blue Choice Optimum (HMO-POS) Excellus Health Plan, Inc · HMO-POS |
$224.80 | $6,700 | $100 | 4.0/5 | 1,665 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE · HMO-POS |
$229.00 | $6,800 | $300 | 4.0/5 | 3,008 |
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Plans arriving in or leaving Monroe County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.