Medicare plans in Bay County, MI
20 special needs plans are approved for Bay County, and 4 of them have no monthly premium. 19 carry a CMS star rating.
63.7% of the 29,295 people eligible for Medicare in Bay County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| UHC Dual Complete MI-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 194 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · PPO C-SNP |
$0 | $6,550 | $300 | 3.5/5 | 190 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Michigan · HMO D-SNP |
$0 | $9,250 | $425 | 3.0/5 | 139 |
| Humana Gold Plus SNP-DE H8908-005 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $475 | 3.0/5 | 257 |
| UHC Dual Complete MI-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0.20 | $6,700 | $615 | 3.5/5 | 80 |
| UHC Dual Complete MI-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$8.80 | $9,250 | $615 | 4.5/5 | 57 |
| HAP Medicare Complete Assist (PPO D-SNP) Health Alliance Plan by Henry Ford Health · PPO D-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 19 |
| HAP Medicare Complete Duals (HMO D-SNP) Health Alliance Plan by Henry Ford Health · HMO D-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 55 |
| HAP Medicare Diabetes and Heart (HMO C-SNP) Health Alliance Plan by Henry Ford Health · HMO C-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 22 |
| UHC Complete Care Support MI-3 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$8.80 | $6,700 | $615 | 3.5/5 | 62 |
| UHC Dual Complete MI-S3 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 165 |
| Humana Dual Select H5216-385 (PPO D-SNP) Humana · PPO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 169 |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP) Humana · PPO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 397 |
| PriorityMedicare D-SNP (HMO D-SNP) Priority Health Medicare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 112 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$8.80 | $9,250 | $470 | 3.0/5 | 17 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 336 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 42 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$8.80 | $4,200 | $615 | 3.0/5 | Fewer than 11 |
| Humana Gold Plus SNP-DE H8908-007 (HMO D-SNP) Humana · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 17 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$8.80 | $9,250 | $615 | Not enough data to rate | 41 |
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Plans arriving in or leaving Bay County, and premiums moving, when CMS republishes.
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Nearby and related
All Michigan counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.