Medicare Advantage in Henderson County, KY
34 medicare advantage are approved for Henderson County, and 24 of them have no monthly premium. 34 carry a CMS star rating.
56.0% of the 10,826 people eligible for Medicare in Henderson County are already in a Medicare Advantage plan (September 2026). Across Kentucky it is 55.5%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 34 plans the median monthly premium here is $0.00, the median out-of-pocket cap $6,700, and the median star rating 3.5 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,500 | $615 | 4.5/5 | 85 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,900 | Not published | 4.5/5 | Fewer than 11 |
| HumanaChoice Giveback H7617-003 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 4.5/5 | 335 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $9,150 | $350 | 4.5/5 | 116 |
| Aetna Medicare Signature Extra (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $4,900 | $500 | 4.0/5 | 100 |
| AARP Medicare Advantage Essentials from UHC KY-1 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $520 | 4.0/5 | 193 |
| AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.0/5 | 22 |
| AARP Medicare Advantage Extras from UHC KY-5 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.0/5 | 34 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO |
$0 | $9,250 | Not published | 3.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,000 | Not published | 3.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,500 | Not published | 3.5/5 | 56 |
| HumanaChoice H5216-229 (PPO) Humana · PPO |
$0 | $6,200 | $250 | 3.5/5 | 295 |
| HumanaChoice Giveback H5216-309 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 3.5/5 | 97 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $9,150 | $350 | 3.5/5 | 152 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,150 | Not published | 3.5/5 | 35 |
| AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 56 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS |
$0 | $6,300 | $230 | 3.5/5 | 617 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $9,000 | $615 | 3.5/5 | 25 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $7,000 | $615 | 3.5/5 | 30 |
| HumanaChoice R0110-011 (Regional PPO) Humana · Regional PPO |
$0 | $5,400 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $7,500 | $615 | 3.0/5 | Fewer than 11 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $6,000 | Not published | 3.0/5 | Fewer than 11 |
| Humana Gold Plus H5619-049 (HMO-POS) Humana · HMO-POS |
$0 | $4,250 | $250 | 3.0/5 | 436 |
| Humana Gold Plus H5619-053 (HMO-POS) Humana · HMO-POS |
$0 | $4,850 | $250 | 3.0/5 | 100 |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield · PPO |
$15.00 | $8,000 | $250 | 4.0/5 | 59 |
| HumanaChoice R0110-012 (Regional PPO) Humana · Regional PPO |
$20.00 | $9,150 | $350 | 3.5/5 | Fewer than 11 |
| HumanaChoice H5216-019 (PPO) Humana · PPO |
$24.00 | $6,550 | $200 | 3.5/5 | 94 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$31.60 | $5,000 | $550 | 3.5/5 | Fewer than 11 |
| HumanaChoice H5216-188 (PPO) Humana · PPO |
$32.00 | $6,600 | $300 | 3.5/5 | 16 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare · PPO |
$38.40 | $5,500 | $615 | 4.5/5 | 33 |
| Anthem Medicare Advantage 3 (PPO) Anthem Blue Cross and Blue Shield · PPO |
$44.00 | $5,900 | $300 | 4.0/5 | 67 |
| AARP Medicare Advantage from UHC KY-0002 (HMO-POS) UnitedHealthcare · HMO-POS |
$45.00 | $5,400 | $520 | 4.0/5 | 26 |
| AARP Medicare Advantage from UHC KY-0003 (PPO) UnitedHealthcare · PPO |
$46.00 | $6,700 | $600 | 3.5/5 | 94 |
| Anthem Medicare Advantage (Regional PPO) Anthem Blue Cross and Blue Shield · Regional PPO |
$97.00 | $9,250 | $45 | 3.5/5 | 23 |
Plan types: HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. Regional PPO: Regional PPO — a PPO that serves a whole CMS region rather than a set of counties, with the same premium and benefits across it.
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Plans arriving in or leaving Henderson County, and premiums moving, when CMS republishes.
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Nearby and related
Largest Kentucky counties by plans on offer: Jefferson County (67) · Boone County (65) · Campbell County (65) · Fayette County (65) · Kenton County (65) · Bullitt County (64)
Counties selling the same plans: Barren County (50 of these 57 plans) · Hart County (50 of these 57 plans) · Hopkins County (50 of these 57 plans) · Logan County (50 of these 57 plans) · McCracken County (50 of these 57 plans) · McLean County (50 of these 57 plans) · Muhlenberg County (50 of these 57 plans) · Simpson County (50 of these 57 plans)
All Kentucky counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.