Medicare plans in McHenry County, IL
61 plans are approved for McHenry County, and 44 of them have no monthly premium. 53 carry a CMS star rating.
37.0% of the 66,868 people eligible for Medicare in McHenry County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $2,000 | $200 | 4.5/5 | 76 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $4,000 | $200 | 4.5/5 | 159 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO |
$0 | $4,900 | Not published | 4.5/5 | 176 |
| Humana Full Access H7617-009 (PPO) Humana · PPO |
$0 | $4,500 | $400 | 4.5/5 | 184 |
| HumanaChoice H7617-018 (PPO) Humana · PPO |
$0 | $3,600 | $615 | 4.5/5 | 3,629 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 4.5/5 | 73 |
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,900 | $440 | 4.0/5 | 754 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $520 | 4.0/5 | 100 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $600 | 4.0/5 | 198 |
| DEVOTED CORE 001 IL (HMO) Devoted Health · HMO |
$0 | $2,700 | $395 | 4.0/5 | 141 |
| DEVOTED GIVEBACK 003 IL (HMO) Devoted Health · HMO |
$0 | $8,850 | $605 | 4.0/5 | 132 |
| Humana Gold Plus H1468-013 (HMO) Humana · HMO |
$0 | $2,150 | $615 | 3.5/5 | 1,640 |
| Blue Cross Medicare Advantage Basic (HMO) Blue Cross and Blue Shield of IL, NM · HMO |
$0 | $4,500 | $450 | 3.5/5 | 229 |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) Blue Cross and Blue Shield of IL, NM · HMO-POS |
$0 | $6,750 | $450 | 3.5/5 | 32 |
| HumanaChoice H5216-251 (PPO) Humana · PPO |
$0 | $3,600 | $615 | 3.5/5 | 2,851 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 127 |
| Humana Full Access H5216-412 (PPO) Humana · PPO |
$0 | $4,500 | $400 | 3.5/5 | 333 |
| DEVOTED CHOICE 001 IL (PPO) Devoted Health · PPO |
$0 | $4,700 | $395 | 3.5/5 | 131 |
| DEVOTED CHOICE 010 IL (PPO) Devoted Health · PPO |
$0 | $4,900 | $355 | 3.5/5 | 130 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 3.5/5 | 880 |
| Blue Cross Medicare Advantage Secure (HMO) Blue Cross and Blue Shield of Illinois · HMO |
$0 | $4,750 | $450 | 3.5/5 | 57 |
| AARP Medicare Advantage from UHC IL-5 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 3.5/5 | 1,019 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 79 |
| Clear Spring Health BrightPath Advantage (HMO) Clear Spring Health · HMO |
$0 | $3,000 | $200 | 3.0/5 | Fewer than 11 |
| Wellcare Simple Essential (HMO) Wellcare · HMO |
$0 | $4,200 | $615 | 3.0/5 | 47 |
| Wellcare Simple Essential Value (HMO) Wellcare · HMO |
$0 | $3,900 | $615 | 3.0/5 | 11 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,500 | $615 | 3.0/5 | 12 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,500 | Not published | 3.0/5 | Fewer than 11 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $4,000 | $200 | 3.0/5 | 45 |
| HealthSpring True Choice Savings (PPO) HealthSpring · PPO |
$0 | $4,250 | $200 | 3.0/5 | 33 |
| Blue Cross Medicare Advantage Classic (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$0 | $5,500 | $615 | 3.0/5 | 348 |
| Blue Cross Medicare Advantage Health Choice (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$0 | $9,000 | $615 | 3.0/5 | 35 |
| Blue Cross Medicare Advantage Protect (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$0 | $6,750 | Not published | 3.0/5 | Fewer than 11 |
| Blue Cross Medicare Advantage Dental Premier (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$0 | $7,500 | $615 | 3.0/5 | 74 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $6,750 | Not published | 3.0/5 | 33 |
| Zing Choice IL (HMO) Zing Health · HMO |
$0 | $3,850 | $0 | 2.5/5 | 88 |
| Zing Essential Wellness Diabetes & Heart IL (HMO C-SNP) Zing Health · HMO C-SNP |
$0 | $3,650 | $0 | 2.5/5 | 253 |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP) Zing Health · HMO C-SNP |
$0 | $7,000 | $615 | 2.5/5 | 38 |
| Zing Select Dialysis IL (HMO C-SNP) Zing Health · HMO C-SNP |
$0 | $4,600 | $0 | 2.5/5 | Fewer than 11 |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $6,750 | $200 | Not enough data to rate | 79 |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Illinois · HMO D-SNP |
$0 | $9,250 | $615 | Too new to be rated | 112 |
| Humana Dual Fully Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $390 | Too new to be rated | 405 |
| Clear Spring Health BrightPath Advantage (HMO) Clear Spring Health · HMO |
$0 | $2,900 | $200 | Not enough data to rate | Fewer than 11 |
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) Clear Spring Health · HMO C-SNP |
$0 | $6,751 | $300 | Not enough data to rate | Fewer than 11 |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$14.20 | $9,250 | $400 | Too new to be rated | 162 |
| UHC Complete Care Support IL-1A (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$15.20 | $9,250 | $450 | 4.5/5 | 575 |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$15.20 | $3,500 | $615 | 4.0/5 | 175 |
| Provider Partners Illinois Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$15.20 | $9,250 | $615 | 4.0/5 | 48 |
| DEVOTED C-SNP PREMIUM 005 IL (HMO C-SNP) Devoted Health · HMO C-SNP |
$15.20 | $3,500 | $615 | 4.0/5 | Fewer than 11 |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP) Devoted Health · HMO C-SNP |
$15.20 | $9,250 | $615 | 4.0/5 | 13 |
| Aetna Medicare Prime Chronic Total (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$15.20 | $9,250 | $615 | Not enough data to rate | 17 |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare FIDE · HMO D-SNP |
$15.20 | $9,250 | $615 | Too new to be rated | 192 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) UnitedHealthcare · HMO-POS |
$37.00 | $2,900 | $440 | 4.0/5 | 180 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS |
$37.00 | $6,800 | $615 | 3.5/5 | 17 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$60.00 | $6,750 | $615 | 3.5/5 | 207 |
| AARP Medicare Advantage from UHC IL-0004 (PPO) UnitedHealthcare · PPO |
$68.00 | $5,400 | $600 | 3.5/5 | 718 |
| Blue Cross Medicare Advantage Premier Plus (HMO-POS) Blue Cross and Blue Shield of IL, NM · HMO-POS |
$83.00 | $3,500 | $450 | 3.5/5 | Fewer than 11 |
| HumanaChoice H5216-013 (PPO) Humana · PPO |
$87.00 | $6,550 | $615 | 3.5/5 | 234 |
| Blue Cross Medicare Advantage Choice Plus (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$90.00 | $5,100 | $450 | 3.0/5 | 81 |
| HumanaChoice R5361-002 (Regional PPO) Humana · Regional PPO |
$103.00 | $7,200 | $615 | 3.0/5 | 11 |
| Blue Cross Medicare Advantage Choice Premier (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$155.00 | $4,850 | $300 | 3.0/5 | 46 |
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Nearby and related
All Illinois counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.