Medicare plans in Cook County, IL
58 medicare advantage are approved for Cook County, and 46 of them have no monthly premium. 55 carry a CMS star rating.
44.8% of the 896,718 people eligible for Medicare in Cook County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Essence Advantage Select (HMO) Essence Healthcare · HMO |
$0 | $3,600 | $0 | 4.5/5 | 1,069 |
| HealthSpring Premier (HMO-POS) HealthSpring · HMO-POS |
$0 | $2,900 | $200 | 4.5/5 | 1,220 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $2,000 | $200 | 4.5/5 | 6,019 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $4,000 | $200 | 4.5/5 | 4,056 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO |
$0 | $5,200 | $615 | 4.5/5 | 19,119 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO |
$0 | $4,900 | Not published | 4.5/5 | 715 |
| Humana Full Access H7617-009 (PPO) Humana · PPO |
$0 | $4,500 | $400 | 4.5/5 | 1,044 |
| HumanaChoice H7617-018 (PPO) Humana · PPO |
$0 | $3,600 | $615 | 4.5/5 | 18,051 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 4.5/5 | 723 |
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,900 | $440 | 4.0/5 | 9,809 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $520 | 4.0/5 | 1,261 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $600 | 4.0/5 | 2,125 |
| DEVOTED CORE 001 IL (HMO) Devoted Health · HMO |
$0 | $2,700 | $395 | 4.0/5 | 2,336 |
| DEVOTED GIVEBACK 003 IL (HMO) Devoted Health · HMO |
$0 | $8,850 | $605 | 4.0/5 | 2,038 |
| Humana Gold Plus H1468-013 (HMO) Humana · HMO |
$0 | $2,150 | $615 | 3.5/5 | 61,736 |
| Humana Gold Plus Giveback H1468-021 (HMO) Humana · HMO |
$0 | $4,000 | $615 | 3.5/5 | 5,657 |
| Blue Cross Medicare Advantage Basic (HMO) Blue Cross and Blue Shield of IL, NM · HMO |
$0 | $4,500 | $450 | 3.5/5 | 7,756 |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) Blue Cross and Blue Shield of IL, NM · HMO-POS |
$0 | $6,750 | $450 | 3.5/5 | 1,503 |
| HumanaChoice H5216-251 (PPO) Humana · PPO |
$0 | $3,600 | $615 | 3.5/5 | 17,671 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 221 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 789 |
| Humana Full Access H5216-412 (PPO) Humana · PPO |
$0 | $4,500 | $400 | 3.5/5 | 2,448 |
| Essence Advantage Choice (PPO) Essence Healthcare · PPO |
$0 | $4,150 | $340 | 3.5/5 | 473 |
| DEVOTED CHOICE 001 IL (PPO) Devoted Health · PPO |
$0 | $4,700 | $395 | 3.5/5 | 723 |
| DEVOTED CHOICE 010 IL (PPO) Devoted Health · PPO |
$0 | $4,900 | $355 | 3.5/5 | 526 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 3.5/5 | 9,542 |
| Blue Cross Medicare Advantage Secure (HMO) Blue Cross and Blue Shield of Illinois · HMO |
$0 | $4,750 | $450 | 3.5/5 | 900 |
| AARP Medicare Advantage from UHC IL-5 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 3.5/5 | 12,448 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 714 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $3,900 | $615 | 3.0/5 | 13,222 |
| Wellcare Simple Value (HMO-POS) Wellcare · HMO-POS |
$0 | $3,900 | $615 | 3.0/5 | 715 |
| Clear Spring Health BrightPath Advantage (HMO) Clear Spring Health · HMO |
$0 | $3,000 | $200 | 3.0/5 | Fewer than 11 |
| Aetna Medicare Prime (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,900 | $615 | 3.0/5 | 1,312 |
| Wellcare Simple Essential (HMO) Wellcare · HMO |
$0 | $4,200 | $615 | 3.0/5 | 614 |
| Wellcare Simple Exclusive (HMO) Wellcare · HMO |
$0 | $3,200 | $615 | 3.0/5 | 2,294 |
| Wellcare Simple Essential Value (HMO) Wellcare · HMO |
$0 | $3,900 | $615 | 3.0/5 | 66 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,500 | $615 | 3.0/5 | 239 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,500 | Not published | 3.0/5 | 67 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $4,000 | $200 | 3.0/5 | 2,485 |
| HealthSpring True Choice Savings (PPO) HealthSpring · PPO |
$0 | $4,250 | $200 | 3.0/5 | 970 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $6,750 | Not published | 3.0/5 | 116 |
| Zing Choice IL (HMO) Zing Health · HMO |
$0 | $3,850 | $0 | 2.5/5 | 1,130 |
| Zing Elite Select IL-IN (HMO) Zing Health · HMO |
$0 | $3,000 | $0 | 2.5/5 | 2,475 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,900 | $615 | Not enough data to rate | 735 |
| Molina Medicare Choice Care (HMO) Molina Healthcare of Illinois · HMO |
$0 | $9,250 | $0 | Not enough data to rate | 102 |
| Clear Spring Health BrightPath Advantage (HMO) Clear Spring Health · HMO |
$0 | $2,900 | $200 | Not enough data to rate | Fewer than 11 |
| HumanaChoice H5216-283 (PPO) Humana · PPO |
$5.20 | $4,900 | $615 | 3.5/5 | 2,232 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) UnitedHealthcare · HMO-POS |
$37.00 | $2,900 | $440 | 4.0/5 | 3,507 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS |
$37.00 | $6,800 | $615 | 3.5/5 | 68 |
| Aetna Medicare Premier (PPO) Aetna Medicare · PPO |
$44.00 | $5,000 | $615 | 4.5/5 | 2,751 |
| Essence Advantage Choice Plus (PPO) Essence Healthcare · PPO |
$49.00 | $4,150 | $0 | 3.5/5 | 470 |
| AARP Medicare Advantage from UHC IL-0004 (PPO) UnitedHealthcare · PPO |
$68.00 | $5,400 | $600 | 3.5/5 | 6,850 |
| Blue Cross Medicare Advantage Premier Plus (HMO-POS) Blue Cross and Blue Shield of IL, NM · HMO-POS |
$83.00 | $3,500 | $450 | 3.5/5 | 353 |
| HumanaChoice H5216-013 (PPO) Humana · PPO |
$87.00 | $6,550 | $615 | 3.5/5 | 966 |
| Blue Cross Medicare Advantage Choice Plus (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$90.00 | $5,100 | $450 | 3.0/5 | 4,094 |
| HumanaChoice R5361-002 (Regional PPO) Humana · Regional PPO |
$103.00 | $7,200 | $615 | 3.0/5 | 50 |
| Blue Cross Medicare Advantage Choice Premier (PPO) Blue Cross and Blue Shield of IL, NM, OK, TX · PPO |
$155.00 | $4,850 | $300 | 3.0/5 | 1,763 |
| Essence Advantage Premier Plus (PPO) Essence Healthcare · PPO |
$257.00 | $2,000 | $615 | 3.5/5 | 131 |
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.