Medicare plans in Highlands County, FL
37 medicare advantage are approved for Highlands County, and 32 of them have no monthly premium. 37 carry a CMS star rating.
60.2% of the 37,662 people eligible for Medicare in Highlands County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana · HMO |
$0 | $3,900 | Not published | 4.5/5 | 85 |
| Humana Gold Plus H1036-230 (HMO) Humana · HMO |
$0 | $2,400 | $615 | 4.5/5 | 495 |
| Humana Gold Plus Giveback H1036-265 (HMO) Humana · HMO |
$0 | $2,400 | $0 | 4.5/5 | 1,563 |
| Humana Gold Plus Giveback H1036-266 (HMO) Humana · HMO |
$0 | $3,400 | $0 | 4.5/5 | 208 |
| AARP Medicare Advantage from UHC FL-0012 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,900 | $270 | 4.5/5 | 2,622 |
| AARP Medicare Advantage CareFlex from UHC FL-33 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.5/5 | 72 |
| Health First SunSaver H1099-016 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $3,500 | $0 | 4.5/5 | 444 |
| Health First Premier Access H1099-027 (HMO-POS) Health First Health Plans, Inc. · HMO-POS |
$0 | $4,700 | $200 | 4.5/5 | Fewer than 11 |
| Health First Emerald Plus H1099-028 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $3,700 | $0 | 4.5/5 | 17 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $3,300 | $0 | 4.5/5 | 168 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 29 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,500 | $615 | 4.5/5 | 613 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 34 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 46 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 4.5/5 | 171 |
| HumanaChoice Florida H7617-109 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 4.5/5 | 258 |
| Humana Full Access Giveback H7617-111 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 4.5/5 | 764 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $130 | 4.5/5 | 115 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,200 | $615 | 4.0/5 | 37 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $3,000 | $615 | 4.0/5 | 78 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,000 | Not published | 4.0/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC FL-0027 (PPO) UnitedHealthcare · PPO |
$0 | $5,900 | $600 | 4.0/5 | 2,846 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.0/5 | 79 |
| HumanaChoice Florida H5216-072 (PPO) Humana · PPO |
$0 | $5,600 | $615 | 3.5/5 | 407 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 47 |
| HumanaChoice Florida H5216-304 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 3.5/5 | 586 |
| Humana Full Access Giveback H5216-393 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 3.5/5 | 1,910 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $250 | 3.5/5 | 104 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | Fewer than 11 |
| BlueMedicare Value (PPO) Florida Blue · PPO |
$0 | $6,750 | $615 | 3.5/5 | 391 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO |
$0 | $6,750 | Not published | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 31 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO |
$41.00 | $7,550 | $615 | 3.5/5 | 21 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO |
$42.00 | $7,550 | Not published | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO |
$62.00 | $9,250 | $600 | 3.5/5 | 126 |
| BlueMedicare Select (PPO) Florida Blue · PPO |
$153.70 | $6,750 | $615 | 3.5/5 | 22 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO |
$184.00 | $6,700 | $615 | 3.5/5 | 15 |
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.