Medicare plans in Lincoln County, CO
31 plans are approved for Lincoln County, and 14 of them have no monthly premium. 31 carry a CMS star rating.
31.3% of the 1,106 people eligible for Medicare in Lincoln County are already in a Medicare Advantage plan (September 2026). Across Colorado it is 52.0%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 31 plans the median monthly premium here is $9.00, the median out-of-pocket cap $7,050, and the median star rating 4.0 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 27 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO |
$0 | $5,500 | Not published | 4.5/5 | Fewer than 11 |
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) Humana · PPO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| DEVOTED CHOICE 001 CO (PPO) Devoted Health · PPO |
$0 | $5,900 | $375 | 4.0/5 | 33 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO) Devoted Health · PPO |
$0 | $7,900 | $605 | 4.0/5 | 18 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO) Devoted Health · PPO |
$0 | $7,900 | Not published | 4.0/5 | Fewer than 11 |
| DEVOTED CORE 001 CO (HMO) Devoted Health · HMO |
$0 | $4,900 | $375 | 4.0/5 | Fewer than 11 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $6,750 | $615 | 3.5/5 | Fewer than 11 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,500 | Not published | 3.5/5 | Fewer than 11 |
| Humana Essentials Plus Giveback H5216-435 (PPO) Humana · PPO |
$0 | $7,850 | $0 | 3.5/5 | 24 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,200 | Not published | 3.5/5 | Fewer than 11 |
| HumanaChoice H5216-437 (PPO) Humana · PPO |
$0 | $4,150 | Not published | 3.5/5 | Fewer than 11 |
| HumanaChoice SNP-DE H5216-468 (PPO D-SNP) Humana · PPO D-SNP |
$0 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,900 | $615 | 3.0/5 | 16 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$5.80 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| HumanaChoice H5216-223 (PPO) Humana · PPO |
$9.00 | $4,900 | $200 | 3.5/5 | 37 |
| DEVOTED DUAL 007 CO (HMO D-SNP) Devoted Health · HMO D-SNP |
$10.90 | $3,900 | $615 | 4.0/5 | Fewer than 11 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$13.00 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP) Devoted Health · HMO D-SNP |
$17.60 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| UHC Dual Complete CO-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$20.60 | $9,250 | $615 | 4.0/5 | 12 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$21.80 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| UHC Dual Complete CO-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$24.50 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) Humana · PPO D-SNP |
$26.60 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP) Devoted Health · HMO D-SNP |
$27.10 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| Humana Value Plus H5216-195 (PPO) Humana · PPO |
$32.70 | $7,050 | $615 | 3.5/5 | Fewer than 11 |
| Aetna Medicare Value Care (PPO) Aetna Medicare · PPO |
$34.00 | $5,500 | $615 | 4.5/5 | Fewer than 11 |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$35.00 | $9,250 | $615 | 4.0/5 | 13 |
| UHC Dual Complete CO-V001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$35.20 | $5,900 | $615 | 4.5/5 | Fewer than 11 |
| DEVOTED C-SNP PREMIUM 010 CO (HMO C-SNP) Devoted Health · HMO C-SNP |
$35.20 | $5,200 | $615 | 4.0/5 | Fewer than 11 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) Devoted Health · HMO C-SNP |
$35.20 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| Humana Full Access H5216-333 (PPO) Humana · PPO |
$94.00 | $3,800 | $400 | 3.5/5 | Fewer than 11 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. C-SNP: Chronic-condition Special Needs Plan — only for people with a specific condition the plan names, such as diabetes or heart failure.
Get told when this changes
Plans arriving in or leaving Lincoln County, and premiums moving, when CMS republishes.
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Nearby and related
Largest Colorado counties by plans on offer: Jefferson County (72) · Adams County (71) · Denver County (71) · Douglas County (70) · Boulder County (69) · Arapahoe County (68)
Counties selling the same plans: Crowley County (31 of these 31 plans) · El Paso County (31 of these 31 plans) · Fremont County (31 of these 31 plans) · Pueblo County (31 of these 31 plans) · Teller County (31 of these 31 plans) · Custer County (30 of these 31 plans) · Huerfano County (30 of these 31 plans) · Weld County (29 of these 31 plans)
All Colorado counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.